Title |
Physical and/or Cognitive Impairment, Out-of-Pocket Spending, and Medicaid Entry among Older Adults
|
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Published in |
Journal of Urban Health, September 2016
|
DOI | 10.1007/s11524-016-0078-1 |
Pubmed ID | |
Authors |
Amber Willink, Karen Davis, Cathy Schoen, Jennifer Wolff |
Abstract |
While Medicare provides health insurance coverage for those over 65 years of age, many still are underinsured, experiencing substantial out-of-pocket costs for covered and non-covered services as a proportion of their income. Using the Health and Retirement Study (HRS), this study found that being underinsured is a significant predictor of entering into Medicaid coverage over a 16-year period. The rate of entering Medicaid was almost twice as high for those who were underinsured and with physical and/or cognitive impairment than those who were not, while supplemental health insurance reduced the rate of entering Medicaid by 30 %. Providing more comprehensive coverage through the traditional Medicare program, including a ceiling on out-of-pocket expenditures or targeted support for those with physical or cognitive impairment, could postpone becoming covered by Medicaid and yield savings in Medicaid. |
Mendeley readers
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Unknown | 27 | 100% |
Demographic breakdown
Readers by professional status | Count | As % |
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Unspecified | 5 | 19% |
Researcher | 4 | 15% |
Student > Doctoral Student | 2 | 7% |
Student > Bachelor | 2 | 7% |
Librarian | 1 | 4% |
Other | 3 | 11% |
Unknown | 10 | 37% |
Readers by discipline | Count | As % |
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Unspecified | 5 | 19% |
Social Sciences | 4 | 15% |
Economics, Econometrics and Finance | 2 | 7% |
Nursing and Health Professions | 2 | 7% |
Medicine and Dentistry | 2 | 7% |
Other | 1 | 4% |
Unknown | 11 | 41% |